Credit Officer at a Financial Services Firm – Michael Stevens Consulting

Michael Stevens Consulting is a Management consulting company, whose focus has been on rendering the following services: Training, Recruitment of Personnel, Outsourcing of Personnel and rendering Financial and Management consulting services to the Manufacturing, Oil & Gas, Telecommunications, engineering services, Hospitality Industry, Public Sector, etc.

Job Title: Credit Officer

Location: Port Harcourt, Rivers

Job Brief

  • On behalf of our client we are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests.
  • Assess clients’ financial status.
  • Evaluate creditworthiness and risks.
  • Contact clients to gather financial data and documentation.
  • Analyze risks and approve or reject loan requests.
  • Calculate financial ratios (e.g. credit scores and interest rates).
  • Set up payment plans.
  • Maintain updated records of loan applications.
  • Follow up with clients about loan renewals.
  • Monitor progress of existing loans.

Requirements

  • B.Sc in Banking and Finance, Economics or related field.
  • Minimum of 2 years work experience.
  • Proven work experience as a Credit Officer, Loan Officer or similar role.
  • Hands-on experience with lending procedures and products.
  • Ability to create and process financial spreadsheets.
  • Strong analytical skills.
  • Customer service experience.

Application Closing Date
14th February, 2022.

Method of Application
Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com using the Job Title as the subject of the email.

Leave a Comment